Zero-day vulnerability, in its core terminology, is a weakness. Zero-Day is an unknown exploit in the wild that exposes security vulnerabilities in software and / or hardware that can create complicated problems long before anyone is aware. In fact, zero-day exploits leave NO chance for detection. Almost all companies in the world are attacked by hackers and encountered with zero-day threats. Zero-day attacks occur when the defect, or software / hardware vulnerability, is exploited and the attacker releases malware before the developer has the opportunity to create software patches to fix vulnerabilities - hence "zero days". Once a patch is written, issued and deployed, exploits are no longer called zero-day exploits. These attacks are rarely found immediately. In fact,
What is the BitFence Platform
BitFence Cyber Security is a global intelligent contract-based Cyber threat prevention system that offers a direct and unmatched advantage over existing network security solutions. In addition, in addition to zero day defense, BitFence also provides incentives :
to those who deploy BitFence configure honeypots
to attract distributed hackers around the world.
When hackers break into BitFence Honeypots, the system captures and analyzes the attacker's signatures using specially designed Artificial Intelligence software and alerts / sends threat protection to all of its customers.
BitFence mission
The BitFence Cyber Solution mission is to reduce the average detection time of zero-day malware and to adopt and deploy a proactive defensive approach / solution to reduce other systems from similar cyber threats.
BitFence Defense
Better protection from hackers at a lower cost. We take care of your security, so you can concentrate on developing your business. BitFence offers the most efficient and cost-effective protection from hackers compared to FireEye, McAfee, RSA and others. The protection provided by BitFence will block high risk hosts, malicious payloads, viruses, malware, suspicious addresses automatically in seconds worldwide after the threat is "mined" by our StingMiners network and the risk is assessed with BitFence Engine.
PROBLEM
100% of the companies in the world are attacked by hackers and the average detection time is 256 days ( Ponemon 2015 Report ) which causes enormous economic and privacy damage. Similar attacks recur on multiple targets before they are detected, understood, and mitigated.
SOLUTION
BitFence Detect, redirect, and counteract attempts at unauthorized use of the information system and give your security team an unfair advantage to hackers.
HOW IT WORKS
Community members "mine" hackers by running honeynet nodes rewarded with HNY tokens. We associate shared information and provide a 0 day threat feed to customers who can purchase a subscription with an HNY token. Patent pending.
THE ONLY DEFENSE OF DEFENSE YOU NEED
Better protection from hackers at a lower cost. We take care of your security, so you can concentrate on developing your business.
BitFence offers the most efficient and cost - effective protection from hackers compared to FireEye, McAfee, RSA, and more.
The protection provided by BitFence will block high risk hosts, malicious payloads, viruses, malware, suspicious addresses automatically in seconds worldwide after threats " mined " by our StingMiners network and risks are assessed with BitFence Engine.
BitFence Protects Your Home
With more connected devices in every home - not just laptops and phones, but all IOT devices such as refrigerators, air conditioners, stoves, security cameras and even children's toys - we are very vulnerable to hackers in everyday life. BitFence home router comes pre-configured with automatic security updates from BitFence stores. This is a plug-and-play installation that keeps your home protected with a corporate-level cyber defense system at very little cost.
BitFence Stingminer
You do not need a powerful computer or ASIC to mine HNY. All you need is an internet connection and a public IP address. The mining options are :
You can run miner apps on your Windows / Mac / Linux machine. One per IP address.
You can download images of SD Card Raspberry PI / BeagleBone and I with PI 24/7.
You can get pre-configured tools from us to run on each virtualization container
HNY Utility Token Sale (TGE)
Token Type : ERC20
Model Token Minting : No pre-mint, printed at the time of purchase, immediate delivery
TGE Structure : 30 days before sales + 60 days of sales
Accepted payment methods : ETH, BTC, LTC, DASH
Absolute absolute number of HNY printed : 1.000.000.000
Maximum HNY available for TGE : 50% or 500,000,000
Soft Cap ( in USD ) : $ 1,000,000
Maximum Hard Cap ( en USD ) : 50 000 000 $ *
HNY Prix base : 1 ETH = 6000 HNY
Max Hard Cap is a widespread goal with goals of 5, 10, 20 and 35 million
travel sales
April 1, 2018 - Pre-sale Starts at 00:00 UTC
40% Discount first 2 weeks. Then linearly goes down No minimum purchase Volume discounts apply.
May 1, 2018 - TGE Starts at 0:00 UTC
Discount linearly drops to 0% on June 30 No minimum purchase Volume discounts apply Referral bonus apply.
July 1, 2018 - TGE Ends at 0:00 UTC
Crowdsale completes. Bonuses and bounties are being paid. Orders received after TGE end would be cancelled and refunded
HNY Token Allocation (in %)
HNY Token Discount ( HNY per ETH )
Roadmap
BitFence Team
For more details about our ICO you can also visit our website address below from me and thank you :
PAYERA Platform payments with wallets and exchangers that allow traders and private individuals to experience safe crypto shopping.
Buyers have the ability to pay sellers with their own cryptocurrency when they are under full buyer protection.
Sellers may decide whether they wish to receive the purchase amount in Fiat- or in the requested Cryptocurrency currency registered at Wallet Amal PAYERA: A portion of the fees we collect will be automatically deposited into the donation pot, which will be distributed evenly in accordance with the continent.
Once the specified amount has been collected, our PAYERA foundation team will fly, regardless of religion or nationality, to areas in need to provide support. It is planned, in accordance with the local situation, to build schools and well water and provide school materials to support the education of children as needed in each place. So as a PAYERA user you will automatically contribute to this charity
CONCEPT
The PAYERA structure is very similar to the most successful e-commerce company in Asia, but much easier to handle. In combination with SHOP & CARDERA, we offer multifunctional solutions that are not yet available in the crypto market.
We will build the best attributes. Cryptocurrency is designed to provide very fast and inexpensive transactions to enable sellers to market crypto users that grow worldwide.
This project, with all its unimpressive features in its simplicity, will be an extraordinary and unique product for the crypto world that can be funded through venture capital investment.
PROBLEM
Although many advantages of blockchain and crypto transaction technologies include extreme speed, low cost and high flexibility, cryptocurrency is rarely used as a payment. Buyers and sellers are not safe because floating rates and apps are complicated. For this reason, companies are still using traditional Fiat payment systems associated with banks and financial institutions. The buyer wants the security that a transaction with cryptocurrency provides through a protected trade and-in case the problem arises-guarantee of return of payment. Sellers want to increase their turnover and build themselves in crypto. This is why PAYERA has set a goal to build trust between buyers and sellers.
SOLUTION
PAYERA offers easy multifunctional solutions for users and crypto sellers. We will create a new era at the crypto payment gate with PAY- / SHOP- and CARDERA.
BUYER is protected against criminals, because we offer full consumer protection for all transactions made through PAYERA. This protection covers all conventional goods and services. You also have the possibility to do an internal wallet transaction for free.
SELLER gets the perfect solution to be established in crypto and increase the right sales volume. We offer full protection against volatility in the crypto market by offering optional payments in Fiat or requested coins. PAYERA also has a lower cost and a shorter period of detention compared to other systems. Sellers also have the opportunity to conduct internal wallet transactions for free
For PERA Supporters will take an important role in the future regarding the payment of crypto, PERA will not be a speculative coin. Our supporters finance real business models that will be away from pseudospeculations. We are confident that our tokens will be established also on other platforms.
VISION AND MISSION PAYERA
VISION
Our vision is to be the world's largest crypto company, where crypto owners can shop online without worry. We also strive to become a leading global and global crypto platform.
MISSION
Our mission is, to be the first choice of our customers. The place, where you have to buy with crypto. We are committed to doing all our actions economically and environmentally friendly.
How PAYERA works
PAYERA offers easy multi functional solutions for users and crypto sellers :
BUYER is protected against criminals, because we offer full consumer protection for all transactions made through PAYERA. This protection covers all conventional goods as well as services. You also have the possibility to do an internal wallet transaction for free.
SELLER get the perfect solution to be established in crypto and increase the right sales volume. We offer full protection against volatility in the crypto market by offering optional payments in Fiat or requested coins. PAYERA also has a lower cost and a shorter period of detention compared to other systems. Sellers also have the opportunity to conduct internal wallet transactions for free.
For PERA Supporters will take an important role in the future regarding the payment of crypto, PERA will not be a speculative coin. Our supporters finance real business models that are far from false speculation. We are confident that our tokens will be established also on other platforms.
PAYERA Project Ecosystem
The PAYERA project will cover the 3 main directions of cost for the crypto currency: PAYERA's paid platform with buyer and seller protections, a simple SHOPERA online store and CARDERA cryptocurrency payment card, which also works at ATMs. To carry out the project selected the most advanced protocol, Ethereum Casper-Protocol Proof of Stake. The remarkable thing about PAYERA - the percentage of accumulated costs will be donated.
PAYERA features
For the convenience of the user, there is a built-in exchange. The seller will be evaluated by the buyer. A good rating will make the seller's immediate payment and lower the import duty. Incoming wallet will have fingerprint, facial recognition or pin code. Users will have their own private key, PAYERA will not have access to user accounts.
FIT SHOPERA
SHOPERA can be used by merchants and individuals for the sale of new and used goods. The seller will be charged in the amount of 0.05 to 0.50 US dollars, depending on the value of the goods. People who sell less than 10 articles per month can use this platform for free.
CARDERA Function
Crypto payment cards will create flexibility even in offline mode. The unique price of this card is $ 20 dollars Advantages of platform :
menu is easy with all the tools necessary for crypto currency operations
high security
Fast transaction
the ability to spend tokens in external partner stores
internal transactions of local transactions
Free use for customers
Low cost for sellers
PAYERA ICO
PARE is a standard ERC20 Token, based on Ethereum Blockchain, PARE will be the Token used by the PAYERA platform.
TOKEN SYMBOL : PERA
TOTAL TOKEN: 2,100,000,000
PRE ICO PRICE: $ 0.035 USD
ICO PRICE: $ 0.05 USD
ICO BONUS: 25% referral
Token sales are scheduled in three different categories
Personal Sales : which began on 3 April
Pre-ICO : The pre-sale date has a schedule for May 30th
Main ICO Sales : While the main sales will begin on 20 June.
ROADMAP
PERSONAL EXPECTED SALE
30.05.18 - 15.06.18 : PRE-ICO
20.06.18 - 18.07.18 : ICO
Q4 2018 - INFRASTRUCTURE
Q1 2019 - BETA WALLET / APP
Q2 2019 - WALLET OFFICIAL
Q3 2019 - SHOPERA BETA
Q4 2019 - OFFICIAL OFFICIAL SHOPERA
Q1 2020 - ONLINESHOP APP
Q1 2020 - INTERFACE API
Q2 2020 - CARDERA
Q3 2020 CHARITY
Note : Dear prospects and supporters, please keep in mind that our road map timeline will shrink drastically by reaching hardcap
Team members have diverse backgrounds and experience in marketing, IT, development, engineering, ICO, and investment crypto. Advisors have expertise in security, marketing, strategy, and IT management.
For more details about our ICO you can also visit our website address below from me and thank you :
Crypto and blockchain technology remains a disruptive technology and revolutionary in the 21st century. Since Bitcoin's innovative creation by Satoshi Nakamoto is mysterious, more than 3500 crypto currency has been created. P this leads to the success of Bitcoin itself. Crypto currency found to change and revolutionize the financial world as we have been know today, and blockchain technology was created for validation methods. Since then, this technology has been applied not only to the financial sector tetepai also to other industrial industries such as petroleum and gas industry,
housing, education, health, and even law, are examples of the application. However, despite the disruptive nature of crypto currency, and valuable benefits other than the potential applications, its use is still very limited, and very volatile price. The reason for this limit of usage is because of it limited use in the real world. Lack of usage in the real world This is what makes one of the factors why the value of crypto currency is so great volatile, so rarely used by customers and companies within do trasaksi. Thus, this causes its value very difficult to stable, mekipun with all its advantages.
Introducing the Fixy App, a capable blockchain based application facilitate the use of crypto currency in daily life. Fixy app is a blockchain solution, for enthusiastic crypto and currency beginner. This solution provides a number of benefits for its users, such as monetization crypto currency and can pay well in the form of currency cash or crypto currency when the consumer sells services or goods
they.
About FIXY
FIXY NETWORK ( FIXY ) allows people to use cryptocurrency in their daily lives. The network will include a decentralized market and decentralized OTC exchange. We provide Fixy Gift Cards, which will be available in every corner of the store and sold in easy FIAT access
Why You Choose Us The Fixy Network brings together customers and retailers interested in using cryptocurrency for transactions. Here new entrants can enter the world of cryptocurrency by purchasing Fixy gift cards that will be sold at approved stores around the world. New user cards will be credited as soon as they go through a very fast "know your customer" process while existing user balances will be loaded directly into their wallets. In other words,
Current Situation / Problems
There is no crypto currency app in the everyday world
Despite the industrial disruption and technological developments offered by blockchain, one area still unreachable is the utilization of the eye crypto money in the world daily. Crypto currency and paper currency can called currency, since they are a medium for that exchange used to store and transfer the value, which can be used for buying goods and services, having a value regulated by demand, offering business, scarcity, and other economic factors, both of which have value influenced by the quality of the surrounding system, both can exchanged at the currency exchange. As far as the crypto currency has to the attention of mass media, it is still not widely used or be accepted. In fact, few countries are friendly with currencies Crypto It is an exhausting task to participate in the world of crypto currency, the interest of beginner investors is severely hampered by first experience buying crypto currency. When the beginners are not yet experienced trying to enter the world of crypto and buy currencies, they will realize that this is a difficult thing and even some of them lost interest in the first try. This matter due to the registration process that must be passed by the investors Registering themselves in a crypto currency exchange platform to liquidate a person's crypto currency was a challenge since the crypto currency exchange platform required a very tiring and time-consuming process involving the KYC validsation process ( Knowing Identity Consumer ) which takes several days or even weeks.
This issue is further explored because some financial institutions have forbid their customers to get crypto currency with services they. According to reports from Coin base, credit card holders from American banks has been blocked to buy crypto currency using credit card on Coinbase. This development does not only happen exclusively in America of course, since the Bank of England, Lloyds has banned also the credit card holder from its subsidiaries including Halifax, MBNA and Bank of Scotland, from buy Bitcoin with a credit card
Crypto Currency Currency Exchange Place
Desentrailsasi is the core of the blockchain value; but still, entities central still holds a major role in the process of purchasing currency crypto. As a result of the nature of the crypto currency exchange place centralized, there are some challenges that cause sellers and investors which uses this platfrom is impaired. This platform has been struggling for anticipating the development and volume of the crypto currency traded so that there are even some of those platforms closing while receiving new members due to their inability in fulfilling the transaction request. This makes it difficult for the people beginner to get crypto currency. Crypto currency traders and investors have lost so much money because of this centralized platform has a moment where he dismisses trade, even experienced
crashes when the volume of transactions and demand is very high.
There is still no mass crypto currency adoption
Despite the popularity of crypto currency, especially with the attention of the media, there is still no mass adoption for crypto currency. This situation is more due to the complicated process of buying crypto currency. We can not just buy crypto currency in a regular store, while there approximately 2 billion adults who do not have access to banking for buy crypto currency.
The challenge of converting crypto currency into cash currency
Other issues of crypto currency transactions still do not completed to this day. How about when the crypto currency platform changed cash currency into crypto currency in minutes ? currency Crypto is a new and modern way of storing values. However, it is still a challenge to convert it into cash currency. Although there are several platforms that provide services, they are needed A day of days for a successful transaction can cause difficulties for users who need money quickly and can not
waiting too long.
FIXY NETWORK SOLUTIONS
Key features of Fixy Network
Fixy Network makes it possible for everyone to use the currency crypto in his daily life. - Fixy network consists of marketplace and place a decentralized exchange of crypto ( exchange ) currencies. Enter the eye market crypto money is not an easy process for new enthusiasts entering it, but with a Fixy Gift card, which will be available in various stores and can purchased with cash currency, everything will be easy. The whole Fixy network 1etwork is designed to facilitate the ease of entering the world of crypto currencies and also has various features that can make use of currency Crypto in daily life becomes easy efficiently.
Gift Card
Gift Cards are provided by Fixy and will provide an opportunity for people to be able to enter the world of crypto currency without the need to go through the process long verification. Purchases from GIFT cards will be made available through a convenience store which is verified by Fixy and can be easily found by the locator feature stores available on Fixy app. GIFT cards will be sold with cash, which can allow for someone to deposit the money and use it on the marketplace marketplace and place the crypto currency exchange decentralized.
OTC Trading
The OTC trading feature is fully decentralized. The Fixy OTC trading feature will allow users to exchange their crypto currency both with currency crypto again or with cash currency without any burden. To be a part of world of crypto currency, people need to invest for a coin with the value of the currency but a crypto currency exchange that has this feature has a fee transactions that are more expensive than they should be. This fee makes investors small-scale difficulty to enter the world of crypto currency. What's more, the place Centralized crypto currency exchange usually has a limit to how much volume that users can buy.
However, with a decentralized OTC trading system, Fixy will provide a way shortcuts for investment in the world of crypto currency. Crypto currency exchange place by continue to be on a cyber attack that makes it risky for the people investors. Moreover, the withdrawal of investment from the place of exchange takes time which is old. Besides the risk of cyber attacks and long waiting times for withdrawals, users are often unable to access their accounts because of them Regular maintenance of currency exchange sites means they can not sell results Their investments are timely. On the other hand, the trader at the OTC exchange place stores Their wallet makes it more secure than hacker attacks.
The blockchain community continues to grow and grow so that in the future will generate a lot of new investors, especially in big city cities. Application from the eyes crypto money in business is so wide that all investors have focus and knowledge of each. Crypto currencies are usually traded through OTC because the crypto currency publisher company can not meet the standards defined by conventional crypto currency exchange places. The token is not TERIST is generally traded by users who negotiate on a regular basis langusng each other through a network. With Fixy app, traders can find their favorite crypto currency around them and get in touch other traders through integrated messenger. Our solution will use level level verification, contained therein " Know Your Customer " ( Process Identification custumer ).
How it works
Fixy Network brings popular cryptocurrency and retailers as partners with the benefits of blockchain. The Partner Store will receive :
Bitcoin
Bitcoin Cash
Ethereum
Litecoin
Fixy Network Partner is a retailer selling Gift Cards and members from Fixy Network. Membership and their advertising costs will be paid with Token Fixy
Fixy brings the company ( called a partner ) and the customer ( called the user ) and arranges it in one platform. Partners who are in the market will be able to sell goods and services also advertise on the platform. Partners who want to be listed or made ads on the fixed network market must pay with the gift tokens. To tame the volatility of the price of cryptocurrency, use a hybrid solution, which means payment for the product will be done in FIAT and popular cryptocurrencies ( BTC, BCH, LTC, ETH ) at a certain ratio ( eg 60% fiat : 40% crypto ). Fixy Network will work with third parties to facilitate cash out.
By 2017, the crypto currency market is estimated to have reached 600 billion US dollars, and experts have predicted that the market value will be reached 700 billion dollars. Nevertheless. many skeptics are predicts that the crypto currency will collapse by 2017. The value of the mother all crypto currencies, Bitcoin rose up to the 2000% range. Capital value the Bitcoin market jumped from 10 billion dollars to 300 billion dollars in the same year. On January 1, 2017, the value of one Bitcoin is 1000 dollars America but soaring to 19000 in December Similar spikes from some other crypto currencies such as Litecoin, Ether, and some new types of kirpto currencies in the market.
Total crypto currency market capitalization has jumped more than three times since early 2017, approaching 25 billion US dollars in March 2017
Around 3.7 billion US dollars have been collected by ICO in 2017, and this raises a question, what is the future of the venture fund despite the skeptics and worries about the prospect of crypto currencies on by 2017, experts predict that the crypto currency market will continue to grow as funding from major institutions continues. The crypto currency market is growing in a very high keceptan with market capitalization value that will continue breaking the previous record. Even if the shocks are frequent, the market capable of maintaining daily transactions in the range of 2 billion dollars America.
FIXY TOKEN
Although various Cryptocurrencies will be traded on the Fixy platform, the Fixy token will serve as its own platform currency. Partners who want to be part of the network will do so by paying Fixy tokens. In addition, Fixy tokens will be used to purchase ad space on the platform and can be used to make purchases. To prevent, inflation and maintain a steady rise in value, the Fixy token will have a fixed quantity supply of 100,000,000 FXY
Fixy Network allows people to use cryptocurrency in their daily lives. The network will include a decentralized market and decentralized OTC exchange. We provide Fixy Gift Cards, which will be available in every corner of the store and sold in easy FIAT access.
Offering ITO ( Initial Token ) Details
Token Ticker : FXY ( ERC-20 Token )
Total Supply : 100,000,000
Price : 1 ETH = 5,000 FXY
Private Sale : 400 ETH ( already sold )
Softcap : 2,000 ETH
Hardcap : 11,400 ETH
Bonus Structure Pre ICO
ICO Level 40% 1 : 20%
ICO Level 2 : 0%
Minimum contribution : 0.1 ETH
Sales date tokens : 01 May 2018
All unsold tokens will be burned
ICO DETAILS
Token Sales Details
Project RoadMap
Tim Management Fix Network
Conclusion
Some crypto and blockchain currencies have revolutionized and almost eliminated the entire industry, it is still has not succeeded in reaching its full potential for general adoption. By highlighting Crypto and OTC trading markets, Fixy's application has changed this situation by facilitating it efficiently use and application of crypto currency and blockchain technology in our daily lives. With Fixy application, we can finally realize the adposi of crypto currency globally. Fixy app facilitating the entrance to the world of crypto currency for regular customers and traders without the need to go through the long process that is usually taken to enter it.
For more details about our ICO you can also visit our website address below from me and thank you :
Viva Network is a decentralized mortgage lending platform that allows borrowers and investors to innovate and meet directly in 1 place safely and securely. The Viva platform has been driven by cutting-edge blockchain technology so that investors and borrowers can create trade without the need for middlemen or government barriers. By applying the devices produced by Viva, the entire financing process will run safer, more efficiently and economically.
Viva will be used to create new markets in the lending / mortgage industry. The goal is to reduce the inefficiency it has when rendering it cheaper to buy a home.
This could be a fist period, Viva allows an accredited private investor To buy a profitable high-end, profits direct FMS ( Fractionalized Mortgage Shares ). It will also help to innovate applications that have been built to improve the current state of affairs and the assessment of conventional credit and assessment procedures, often outdated.
Viva is just a transformative economic technology that introduces large-scale mortgage loans to the world. The Viva platform will use a prudent contract for a crowdfund home loan, connecting borrowers and investors directly only in a decentralized and unreliable ecosystem. By utilizing ultra-secure blockchain trading, Viva cuts intermediaries, resulting in a more lucrative and efficient lending process for all.
Viva allows the free market to ensure interest rates on the borrower's mortgage and eliminate reliance on banks and other financial intermediaries. By eliminating inefficiencies in local financial techniques, mortgage rates will be more equitable and accurately reflect the level of hazard associated with the value of the actual asset.
Mission
Our mission is to disrupt the mortgage industry that allows buyers and home sellers to make their own arrangements. Every individual, from any country in the world, will have access to credit financing for home loans through Viva Platform's decentralized open market network.
In addition, Viva's function as an investment and savings platform accessible only by mobile devices means that all Viva users will have access to credit, savings and investment financing, and secure transactions supported by standard blockchain services - regardless of the country in which they live.
Vision
We believe that the most effective solution to the global disparity of economic wealth is technological progress. Blockchain technology is an innovation that has proven its ability to decentralize and disrupt some of the world's largest industries.
Viva aims to revolutionize the industry of ancient mortgage lending by cutting off intermediaries and decentralization processes, thus applying a more accessible and transparent financing approach. We believe that Viva's technology will increase credit availability to borrowers and for the first time allow non-institutional investors to participate in consistent revenues, backed by assets related to mortgage investments, products traditionally provided to major financial institutions. In addition, by letting the free market dictate the risks and related value of each mortgage - as opposed to banks - we expect to see more just the price of the mortgage. The Viva platform will be exploited by them in developed and developing countries,
How it works Viva Network
The system works with unlimited and decentralized funding companies for home loans that have been developed to eliminate the need to rely on intermediaries such as financial institutions and banks as well as financial intermediaries.
Innovation is Viva's key, the financial technology used on this System is intentionally used to attract larger decentralized mortgages to the people of the planet.
The platform initiated smart contracts for the use of mortgage lending financing during crowdsales. And connect Investors with p2p borrowers on a platform of decentralized and unreliable technicians. Utilizing the unmatched security of blockchain is your key to big trades. And by cutting intermediaries like Viva, the Lending procedure will be more profitable than ever.
This business allows the free market to choose the interest rate to be taken by Mortgage for the borrower. The need to have banks or intermediaries of alternative financial services is eliminated through procedures and can become a local financial institution. The cost of Home Loans will become stronger, representing the risks associated with it accurately in line with the actual value of the asset.
When banks failed in 2008 they brought one of the world's first cryptocurrencies and started the process of decentralizing the power of financial conglomerates. Viva is currently looking for an approach to complete the process, thereby bringing all the energy in an older, conventional and completely outdated financing system - to leave them beforehand, where They've been reserved for a very long time.
Viva will address the problem in the direction of mortgage financing for example, as most of the world's population will not have fair access to fill, with a decentralized mortgage lending platform backed by blockchain technology.
The Viva Network will simplify and simplify the mortgage financing process and enable it to benefit each Participant. Special mortgage for home financing that was previously a problem for others, has now been rewarded and easier
To get an overview of Viva Platform Network architecture, we describe it as a different logical unit. It's basically a collection of several separate cluster systems, often interacting through a RESTful API, with events that can be audited blockchain and smart contracts. The representation of this component is only for conceptual purposes only, and will be fully integrated at the user level. The main system consisting of Viva Network Platform is
Crowdfunding mortgage in blockchain
Viva uses exclusive contract technology, smart crowling technology, which will allow home buyers to get local currency loans
Unlimited and decentralized home loan financing will eliminate the need to rely on intermediaries such as banks and other financial intermediaries
Viva created a free market in the mortgage industry - reducing inefficiencies and allowing more affordable homeownership
For the first time, Viva will allow private investors to gain a highly profitable Accumulated Frequency Partition ( FMS ) and supported by assets.
Also featuring innovative apps, designed to improve Credit Rating and Credit Scoring processes are current and out of date
Technology
Grade leading company
Oriented blockchain
Data, transactions, and mission-critical assessments will be supported by blockchain technology. Ethereum and BigchainDB's smart contracts at our center allow decentralization in a highly secure, resilient, transparent and trustworthy environment.
API Robicated Microservice
Built by software engineers specializing in designing large-scale enterprise systems, RESTful Service Oriented Architecture will enable The Viva Network to adapt to changing industry trends and opportunities with agility
Third Party FinTech Integration
Designed to accelerate alternative financial trends by seeking integration with free providers from a decentralized credit rating to a common blockchain asset portfolio
Large - Ready Data
The Viva Network platform will leverage AWS for an infrastructure capable of processing a large number of trading patterns, mortgages, and data sets for Machine Learning analysis that will develop a unique smart platform
Cloud Scalability
Built to improve cloud elastic scalability through solidification in preparation for large-scale adoption platforms, this will enable low-latency, high-throughput high-throughput mortgage fractions
AI / ML Supported
Embracing Machine Learning Ability to provide insight and recommendations, The Viva Network will empower unprecedented clients, from risk classification to the placement and selection of fragmented portfolios of loan portfolios.
Mobile Viva Network Application
Together with our advanced web-based platform, we will develop Android & Apple apps to connect users with unparalleled ease and efficiency. From ERC20 wallets to mortgage lists to portfolio buildings, The Viva Network embraces the first mobile design - essential for developing countries with key mobile Internet access
Credit rating from the borrower
The borrower's creditworthiness details include
Age
employment status
payment history
credit score
income
other relevant financial obligations
debt ability ( interest coverage ratio )
Two standards, risk-based ranking algorithms ( Grading System 1 and 2 )
All asset details include
Value
address / location
size
age and quality of physical structure
homeowner insurance rate, etc.
Standard Viva Terms of Recommendation
All terms of the mortgage contract include
duration
yield interest rate ( and date of VIVA / USD FX value at that date )
loan-to-value at the underlying facility, etc.
The revolution of mortgage financing is here.
Viva is an innovative financial technology company that introduces large scale decentralized mortgage financing around the world. The Viva platform will use smart contracts for a crowdfund home loan, connecting borrowers and investors directly in a decentralized no-trust ecosystem. Utilizing ultra-secure blockchain transactions, Viva intercepts intermediaries, resulting in a more lucrative and efficient lending process for all.
Viva allows the free market to determine the interest rate on the borrower's mortgage and eliminates the need for banks and other financial intermediaries. By eliminating inefficiencies in the local financial system, lending rates will be more fair and accurate reflecting the level of risk associated with the true value of the asset.
The failure of the banking system in 2008 resulted in the world's first cryptocurrency and initiated a process of decentralizing power held by financial conglomerates. Viva intends to complete the work - leaving behind the inefficient and centuries-old financing system where it actually resides: in the past
VIVA TOKEN
VIVA Tokens (VIVA) is a toll-based blockchain ERC20 Ethereum, designed to provide utilities in the exclusive application The Viva Network Platform. VIVA will initially be distributed, to the early adherents of our vision to Viva Network Platform, in recognition of the contributions made during the Token Generation Event. If we succeed in bringing our vision from Viva Network Platform to results, we intend to VIVA to provide token holders with many valuable functions as described in the White Book. Going forward, we intend to create an internal economy within The Viva Network and its evolving platform application, where VIVA will act as an "in-app currency" that serves as an integral driving force for incentive - based ecosystems
Distribution Token
Total number of tokens : 4 billion VIVA
Token Generation Event Details
Generation Tokens Generation Cap Hard : 3,000,000,000 VIVA tokens
Pre sale
Hard - no ETH : 6,870 ETH
Pre - Sales Round 1
Bonus token : 40%
ETH lift hard-cap : 500 ETH
Pre - Sales Round 2
Bonus token : 35%
ETH raise hard-cap : 2,570 ETH
Pre - Sales Round 3
Bonus token : 30%
ETH is lifting hard - no : 6,870 ETH
bonus will be earned
Private Sales Round 1 : Bonus 40%
Private Sale Round 2 : 35% Bonus
Pre-Sales : Bonus 30%
Main Sales Round 1: 25% Bonus
Main Sales Round 2: 15% Bonus
Primary Sales Round 3: 10% Bonus
Bonus based on contribution size, as outlined below :
5% discount for contribution between 0.9-1.9 ETH
10% 10% discount for contribution between 1.9-2.9 ETH
15% discount for contribution between 2.7-7 ETH
minimum purchase
The minimum ETH contribution allowed by the Smart Contract System is 0.001 ETH and the maximum number of ETHs allowed without the wider KYC process will be 7 ETH.
distribution
Because VIVA tokens are tokens that meet ERC20 and token distribution is done automatically through Smart Contracting System, we can only accept Ethereum (ETH) contributions.
ERC-20 wallet that you can use
My Ether Wallet ( no download required )
Meta Mask ( Firefox and Chrome browser addon )
Mist ( Desktop )
Parity ( Desktop )
imToken ( iPhone / Android )
Round Cap : 6.870 ETH
We Accept ETH
1 VIVA Token will be distributed to contributors for every 0,000028 ETH ( 1 ETH = 35,714.28 VIVA Tokens ) ( excluding Bonus Rounds ). For example, if ETH is worth 1 ETH = $ 900, 1 token VIVA = $ 0.0252.
there is a registration process to ensure that all contributors have a thorough understanding of the project, VIVA tokens, and compliance in all governing laws.
Complete our easy three-step registration and contribute in seconds
so what are you waiting for, this is a great solution for your future, before I explain everything, you can also join pre-sale on our website : http://www.vivanetwork.org/ and get bonus up to 30% . anada can also see our list of white books : http://www.vivanetwork.org/pdf/whitepaper.pdf
Roadmap
Team Viva Network
Viva Network Advisor
For more details about our ICO you can also visit our website address below from me and thank you :