What is Viva Network
Viva Network is a decentralized mortgage lending platform that allows borrowers and investors to innovate and meet directly in 1 place safely and securely. The Viva platform has been driven by cutting-edge blockchain technology so that investors and borrowers can create trade without the need for middlemen or government barriers. By applying the devices produced by Viva, the entire financing process will run safer, more efficiently and economically.
Viva will be used to create new markets in the lending / mortgage industry. The goal is to reduce the inefficiency it has when rendering it cheaper to buy a home.
This could be a fist period, Viva allows an accredited private investor To buy a profitable high-end, profits direct FMS ( Fractionalized Mortgage Shares ). It will also help to innovate applications that have been built to improve the current state of affairs and the assessment of conventional credit and assessment procedures, often outdated.
Viva is just a transformative economic technology that introduces large-scale mortgage loans to the world. The Viva platform will use a prudent contract for a crowdfund home loan, connecting borrowers and investors directly only in a decentralized and unreliable ecosystem. By utilizing ultra-secure blockchain trading, Viva cuts intermediaries, resulting in a more lucrative and efficient lending process for all.
Viva allows the free market to ensure interest rates on the borrower's mortgage and eliminate reliance on banks and other financial intermediaries. By eliminating inefficiencies in local financial techniques, mortgage rates will be more equitable and accurately reflect the level of hazard associated with the value of the actual asset.
Mission
- Our mission is to disrupt the mortgage industry that allows buyers and home sellers to make their own arrangements. Every individual, from any country in the world, will have access to credit financing for home loans through Viva Platform's decentralized open market network.
- In addition, Viva's function as an investment and savings platform accessible only by mobile devices means that all Viva users will have access to credit, savings and investment financing, and secure transactions supported by standard blockchain services - regardless of the country in which they live.
Vision
- We believe that the most effective solution to the global disparity of economic wealth is technological progress. Blockchain technology is an innovation that has proven its ability to decentralize and disrupt some of the world's largest industries.
- Viva aims to revolutionize the industry of ancient mortgage lending by cutting off intermediaries and decentralization processes, thus applying a more accessible and transparent financing approach. We believe that Viva's technology will increase credit availability to borrowers and for the first time allow non-institutional investors to participate in consistent revenues, backed by assets related to mortgage investments, products traditionally provided to major financial institutions. In addition, by letting the free market dictate the risks and related value of each mortgage - as opposed to banks - we expect to see more just the price of the mortgage. The Viva platform will be exploited by them in developed and developing countries,
How it works Viva Network
The system works with unlimited and decentralized funding companies for home loans that have been developed to eliminate the need to rely on intermediaries such as financial institutions and banks as well as financial intermediaries.
Innovation is Viva's key, the financial technology used on this System is intentionally used to attract larger decentralized mortgages to the people of the planet.
The platform initiated smart contracts for the use of mortgage lending financing during crowdsales. And connect Investors with p2p borrowers on a platform of decentralized and unreliable technicians. Utilizing the unmatched security of blockchain is your key to big trades. And by cutting intermediaries like Viva, the Lending procedure will be more profitable than ever.
This business allows the free market to choose the interest rate to be taken by Mortgage for the borrower. The need to have banks or intermediaries of alternative financial services is eliminated through procedures and can become a local financial institution. The cost of Home Loans will become stronger, representing the risks associated with it accurately in line with the actual value of the asset.
When banks failed in 2008 they brought one of the world's first cryptocurrencies and started the process of decentralizing the power of financial conglomerates. Viva is currently looking for an approach to complete the process, thereby bringing all the energy in an older, conventional and completely outdated financing system - to leave them beforehand, where They've been reserved for a very long time.
Viva will address the problem in the direction of mortgage financing for example, as most of the world's population will not have fair access to fill, with a decentralized mortgage lending platform backed by blockchain technology.
The Viva Network will simplify and simplify the mortgage financing process and enable it to benefit each Participant. Special mortgage for home financing that was previously a problem for others, has now been rewarded and easier
Viva Platform
To get an overview of Viva Platform Network architecture, we describe it as a different logical unit. It's basically a collection of several separate cluster systems, often interacting through a RESTful API, with events that can be audited blockchain and smart contracts. The representation of this component is only for conceptual purposes only, and will be fully integrated at the user level. The main system consisting of Viva Network Platform is
Crowdfunding mortgage in blockchain
- Viva uses exclusive contract technology, smart crowling technology, which will allow home buyers to get local currency loans
- Unlimited and decentralized home loan financing will eliminate the need to rely on intermediaries such as banks and other financial intermediaries
- Viva created a free market in the mortgage industry - reducing inefficiencies and allowing more affordable homeownership
- For the first time, Viva will allow private investors to gain a highly profitable Accumulated Frequency Partition ( FMS ) and supported by assets.
- Also featuring innovative apps, designed to improve Credit Rating and Credit Scoring processes are current and out of date
Technology
Grade leading company
- Oriented blockchain
Data, transactions, and mission-critical assessments will be supported by blockchain technology. Ethereum and BigchainDB's smart contracts at our center allow decentralization in a highly secure, resilient, transparent and trustworthy environment.
- API Robicated Microservice
Built by software engineers specializing in designing large-scale enterprise systems, RESTful Service Oriented Architecture will enable The Viva Network to adapt to changing industry trends and opportunities with agility
- Third Party FinTech Integration
Designed to accelerate alternative financial trends by seeking integration with free providers from a decentralized credit rating to a common blockchain asset portfolio
- Large - Ready Data
The Viva Network platform will leverage AWS for an infrastructure capable of processing a large number of trading patterns, mortgages, and data sets for Machine Learning analysis that will develop a unique smart platform
- Cloud Scalability
Built to improve cloud elastic scalability through solidification in preparation for large-scale adoption platforms, this will enable low-latency, high-throughput high-throughput mortgage fractions
- AI / ML Supported
Embracing Machine Learning Ability to provide insight and recommendations, The Viva Network will empower unprecedented clients, from risk classification to the placement and selection of fragmented portfolios of loan portfolios.
Mobile Viva Network Application
Together with our advanced web-based platform, we will develop Android & Apple apps to connect users with unparalleled ease and efficiency. From ERC20 wallets to mortgage lists to portfolio buildings, The Viva Network embraces the first mobile design - essential for developing countries with key mobile Internet access
- Credit rating from the borrower
- The borrower's creditworthiness details include
- Age
- employment status
- payment history
- credit score
- income
- other relevant financial obligations
- debt ability ( interest coverage ratio )
- Two standards, risk-based ranking algorithms ( Grading System 1 and 2 )
- All asset details include
- Value
- address / location
- size
- age and quality of physical structure
- homeowner insurance rate, etc.
- Standard Viva Terms of Recommendation
- All terms of the mortgage contract include
- duration
- yield interest rate ( and date of VIVA / USD FX value at that date )
- loan-to-value at the underlying facility, etc.
The revolution of mortgage financing is here.
Viva is an innovative financial technology company that introduces large scale decentralized mortgage financing around the world. The Viva platform will use smart contracts for a crowdfund home loan, connecting borrowers and investors directly in a decentralized no-trust ecosystem. Utilizing ultra-secure blockchain transactions, Viva intercepts intermediaries, resulting in a more lucrative and efficient lending process for all.
Viva allows the free market to determine the interest rate on the borrower's mortgage and eliminates the need for banks and other financial intermediaries. By eliminating inefficiencies in the local financial system, lending rates will be more fair and accurate reflecting the level of risk associated with the true value of the asset.
The failure of the banking system in 2008 resulted in the world's first cryptocurrency and initiated a process of decentralizing power held by financial conglomerates. Viva intends to complete the work - leaving behind the inefficient and centuries-old financing system where it actually resides: in the past
VIVA TOKEN
VIVA Tokens (VIVA) is a toll-based blockchain ERC20 Ethereum, designed to provide utilities in the exclusive application The Viva Network Platform. VIVA will initially be distributed, to the early adherents of our vision to Viva Network Platform, in recognition of the contributions made during the Token Generation Event. If we succeed in bringing our vision from Viva Network Platform to results, we intend to VIVA to provide token holders with many valuable functions as described in the White Book. Going forward, we intend to create an internal economy within The Viva Network and its evolving platform application, where VIVA will act as an "in-app currency" that serves as an integral driving force for incentive - based ecosystems
Distribution Token
Total number of tokens : 4 billion VIVA
Token Generation Event Details
Generation Tokens Generation Cap Hard : 3,000,000,000 VIVA tokens
- Pre sale
- Hard - no ETH : 6,870 ETH
- Pre - Sales Round 1
- Bonus token : 40%
- ETH lift hard-cap : 500 ETH
- Pre - Sales Round 2
- Bonus token : 35%
- ETH raise hard-cap : 2,570 ETH
- Pre - Sales Round 3
- Bonus token : 30%
- ETH is lifting hard - no : 6,870 ETH
bonus will be earned
- Private Sales Round 1 : Bonus 40%
- Private Sale Round 2 : 35% Bonus
- Pre-Sales : Bonus 30%
- Main Sales Round 1: 25% Bonus
- Main Sales Round 2: 15% Bonus
- Primary Sales Round 3: 10% Bonus
Bonus based on contribution size, as outlined below :
- 5% discount for contribution between 0.9-1.9 ETH
- 10% 10% discount for contribution between 1.9-2.9 ETH
- 15% discount for contribution between 2.7-7 ETH
- minimum purchase
The minimum ETH contribution allowed by the Smart Contract System is 0.001 ETH and the maximum number of ETHs allowed without the wider KYC process will be 7 ETH.
- distribution
Because VIVA tokens are tokens that meet ERC20 and token distribution is done automatically through Smart Contracting System, we can only accept Ethereum (ETH) contributions.
ERC-20 wallet that you can use
- My Ether Wallet ( no download required )
- Meta Mask ( Firefox and Chrome browser addon )
- Mist ( Desktop )
- Parity ( Desktop )
- imToken ( iPhone / Android )
- Round Cap : 6.870 ETH
We Accept ETH
1 VIVA Token will be distributed to contributors for every 0,000028 ETH ( 1 ETH = 35,714.28 VIVA Tokens ) ( excluding Bonus Rounds ). For example, if ETH is worth 1 ETH = $ 900, 1 token VIVA = $ 0.0252.
there is a registration process to ensure that all contributors have a thorough understanding of the project, VIVA tokens, and compliance in all governing laws.
Complete our easy three-step registration and contribute in seconds
so what are you waiting for, this is a great solution for your future, before I explain everything, you can also join pre-sale on our website : http://www.vivanetwork.org/ and get bonus up to 30% . anada can also see our list of white books : http://www.vivanetwork.org/pdf/whitepaper.pdf
Roadmap
Team Viva Network
Viva Network Advisor
For more details about our ICO you can also visit our website address below from me and thank you :
- WEBSITE : http://www.vivanetwork.org/
- WHITE PAPER : http://www.vivanetwork.org/pdf/whitepaper.pdf
- TELEGRAM : http://t.me/Wearethevivanetwork
- TWITTER : https://twitter.com/TheVivaNetwork
- MEDIUM : https://medium.com/@VivaNetwork
- FACEBOOK : https://www.facebook.com/VivaNetworkOfficial/
- GITHUB : https://github.com/viva-network/viva-tge
Author Article : Boyambon07
ETH : 0xE4Dcb7142A7fB9E3090059B69CedfEb88B2D2690
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